Frequently Asked Questions - property_attributes_mortgage - Latest

Property Attributes Mortgage Product Guide

Product type
Data
Portfolio
Enrich
Product family
Enrich Addresses > Property Features
Product
Property Attributes Mortgage
Version
Latest
ft:locale
en-US
Product name
Property Attributes Mortgage
ft:title
Property Attributes Mortgage Product Guide
Copyright
2023
First publish date
2021
ft:lastEdition
2025-01-03
ft:lastPublication
2025-01-03T13:16:06.298000

What information does the PROP_OWNERCD field contain?

This field indicates if the owner of a property is a business (including trusts) or a private individual. It does not indicate whether the property is a commercial or residential property.

Is there a list of zoning codes contained in the PROP_ZONING field?

No. Each jurisdiction develops its own zoning codes, so there are literally thousands of values. These codes are not cleansed during standardization and are presented as-is.

What information is displayed in the TAX_AMT field?

This field shows the amount of property tax due for the year in the TAX_YR field.

Is the fact that the TAX_YR field doesn't show a current year concerning?

No. Some jurisdictions do not assess annually. This field may show a non-current year and the data is still accurate.

What information is shown in the PROP_ST_LANDUSE field?

This field contains a detailed list of the purposes for which land can be used or what structures can be built on it.

What data does the PROP_IND field contain?

This field contains a categorization of what is currently on the land.

Why does the tax address not match the situs address for the property?

In the majority of cases, the property address and the address to which a tax bill is sent will be one and the same. Instances where an alternate address is present in the record include, but are not limited to the property being a secondary residence that the owner does not occupy most of the time, or if the property has multiple owners who reside at different addresses.

Why are addresses missing from some records?

Address fields may be blank for certain property types, such as fields, alleyways, undeveloped subdivisions, or vacant land. Also, some jurisdictions may not assign a street address to a property until a building permit is issued for the property.

What does VACANT stand for in address field?

In terms of vacancy, sometimes the primary location will not have information if it is a vacant property or not, depending on the type of land; there may be they have a much clearer idea of whether the alternate address is vacant or not because of the tax bill being sent there (also ~95% is not vacant).

How is a value in the ASSED_LANDVAL field calculated?

Total assessed value is gathered from over 3,000 assessors' offices across the US. The value in this field is a combination of the parcel's land and improvement values, as provided by the local tax/assessment authority. This value is not present in our vendor data.

What information does the HEAT_TYPE field contain?

This field indicates the type of heat used in a building. Some assessors are more specific than others and may include more than just basic information.

What information does the PROP_CORPIND field contain?

The code in this field indicates whether a property is owned by a corporation. It does not indicate the nature of the property. A property may be owned by a corporation and be a residential property.

What information does the PROP_RESCD field contain?

This field indicates whether a particular property's boundaries lie within the boundaries of a residential ZIP Code.

What makes the PAID property feature ID unique?

The PAID is assigned based on FIPS and APN, which for a local tax assessor represents a unique parcel in the county. If there are multiple records provided by the county with the same APN representing, for example, different property/land use, or different owners, each of the records with the same APN will be assigned a sequence number into the duplicate APN, and that sequence number is appended to both the APN and PAID.

Will a property record always have a physical (situs) address?

No, it is possible for a taxable property to not have physical address. Some cases where a property does not have a physical address are:

  • A unique address is not assigned by the local tax assessor regardless of land use category
  • A unique address in not assigned by the local tax assessor due to the type of land use (e.g. vacant land, or vacant rural/agricultural land)
  • Pre-development situations where a parcel has been subdivided and the new parcels have not yet been assigned addresses

Is the PreciselyID unique for each record?

No, the PreciselyID is a unique and persistent ID for an address string. The unique and persistent ID for a property attribute record is the PAID. It is possible to have the same address assigned to more than one property record if that parcel contains more than one landowner or land use designation.

Is it possible for the tax bill address to be outside of the United States?

Yes, individuals or corporations can own land in the United States but have their permanent residence outside of the US.