Parcel Boundaries Great Britain contains representations of freehold properties for England, Scotland, and Wales, which delineate the extents of registered properties. Data is represented spatially as geographic polygons with associated enrichment characteristics, such as cadastral parcel number and property area. Parcel data is provided HM Land Registry (England and Wales) and by Registers of Scotland. These agencies are the two authoritative entities who maintain data for the official purpose of recording land and real estate ownership.
The IDLink table, which builds real-world relationships to address and building information for a complete view of a property, can be leveraged in use cases such as:
Insurance
- Identifying the location of all insured structures within a parcel, and helping to understand their exposure to risks such as flood, wildfire, fault lines, and shoreline
- Performing analyses of building proximity to fire stations, police stations, and crime-prone areas to determine which properties to ensure, and provide appropriate premium rates
- Assessing affected properties after a risk event to estimate total loss
- Managing policies in force by understanding over-concentration or under-concentration of policies in high-risk areas
- Identifying fraudulent claims
Telecommunications
- Updating service areas by identifying serviceable locations for unserved or underserved properties, providing potential for increased subscribership or extension of new services to existing customers
- Performing network planning and managing assets to optimize signal coverage and identify obstructions for microwave or millimeter-wave networks
- Performing risk modeling and assessing the vulnerability of network infrastructure to ensure resilience during weather risk events
- Reducing the costs of expensive on-site physical inspections
Unlike simple points used in addressing, parcel boundary data helps communication providers, utilities, and insurance companies map and analyze property characteristics across an entire area of interest. Parcel data also enables sophisticated spatial analyses, including proximity, overlay, and buffer zone operations. Companies that use parcel data in their daily operations realize new ways to enhance capabilities, improve services, and reduce operating costs by:
- Determining potential flood, wildfire, or other hazard risks when providing insurance premium pricing
- Overlaying parcel data with satellite imagery to assess damage following catastrophic events
- Defining which customers are serviced by a particular power grid in order to respond more efficiently
- Aligning service territories to parcel boundaries in order to define service areas more accurately
- Managing assets across multiple properties without physical mailing addresses (meters, transformers, cell towers, etc.)
- Accurately locating retail and site properties for sale, and learning more about surrounding geographies
- Improving the accuracy of tax jurisdiction assignments